Laws regarding post dating checks

Banks are sensitive about dates on checks due to stale dating and post dating laws.There isn't anything in the Uniform Commercial Code saying a check has to be dated.

Check fraud is a major issue for banks, as it results in losses for both consumers and financial institutions.It's no longer a good defense to say that you placed the amount owing in the mail on the due date.If the amount doesn't reach the creditor by the date due, again, you're on the hook.Fraudsters often steal checks and use chemicals to erase ink so that they can change the amount of a check or change the payee line.Bank tellers are trained to look for signs of alterations.